One sure-fire benefit if health care reform is implemented:

Rush Limbaugh says he’ll move out of the country.

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It’s refreshing to hear Democrats and Republicans seek common ground when discussing how to go about health care reform.  The posturing between parties is slowing down and they’re beginning to talk about specific health care reform ideas rather than criticism.

The Summit is being aired live on both TV and radio.

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Anthem Blue Cross’s recent rate hike announcement and subsequent postponement couldn’t have been timed worse for the insurance industry.  To add insult to it’s own injury, the California Department of Insurance is now accusing Anthem of numerous violations of insured’s rights on claims issues.

All this adds up to Anthem fueling the flames of health care reform.  I’m sure that we’ll hear a lot about Anthem’s rated hike and alleged violations during President Obama’s Health Care Summit this week.

The insurance industry of which I’m a part of is it’s own worst enemy.   The industry is out of touch with middle class people that pay their own health insurance premiums.

These are the people most effected by skyrocketing medical treatment and medical insurance costs.  Not multi-millionaires like Rush Limbaugh who recently said after his hospitalization that he thought that the health care system was great.

Unfortunately, the industry hasn’t learned yet that there’s a good reason why we’re born with one mouth and two ears.  We need to be as sensitive to the people that we’re serving as we are to shareholder dividends.

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Unfortunately, I can’t summarize for you, health care reform proposals from each major party in the U.S. Senate.   

Why?

Because one of the parties has no proposals to offer other than “no.”

“We will not be offering a comprehensive bill” according to Don Stewart, a spokesman from Senate Minority Leader Mitch McConnell’s (R-Ky) office.  Mr. Stewart says the reason is public anxiety about sweeping healthcare legislation. 

Clients of mine are applying for and being declined for coverage on a monthly basis.    They’re plenty anxious…….about their inability to get quality coverage.   

My clients that are fortunate enough to have coverage are anxious about the skyrocketing rate hikes that they’re receiving to keep the coverage.

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The latest series of announced rate increases by Anthem Blue Cross and other carriers have done for health insurance reform what President Obama couldn’t accomplish.

Light a fire under health care reform opponents.  Even Washington legislators that opposed so many parts of health reform legislation now sense that healthcare is an immediate problem facing Americans.   Political pressure (ie. reelection races) may force some candidates to protect their own careers rather than party and or lobbyist loyalties.

What does this mean?  Something’s gonna’ give……even in legislatively paralyzed Washington.   Health Reform appeared dead after Scott Brown’s upset win in the Massachusetts Senate race.  But now, skyrocketing individual health insurance rates may revive the movement.

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Two clients of mine called me today to ask about the recording that Anthem Blue Cross is playing for policyholders on the phone.  One of my clients wanted to make sure that she understood it’s message.

She said that the recording said that Anthem’s rates were going to “remain the same”.

“The same as what?” she asked.  “The new rate or what I’m paying today?”

This means that Anthem is going to hold the rates at the level they’re at TODAY.  The scheduled March 1 rate hike is being postponed by at least 2 months pending investigation by the Feds and the Calif. Dept. of Insurance.

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